Top 10 Secrets Of Federal Government Employee Discounts

Although government jobs are some of the most stable careers in the economy, federal employees are still watching their bank accounts and trying to save money. The good news is that many companies offer public servants deals on vacations, clothes, phones, auto insurance and home improvement. We have researched and compiled a list of the Top 10 Secrets of Federal Government Employee Discounts.

1. Food

10 percent discounts are offered to military members dining at IHOP, Denny’s, T.G.I Friday’s, Long John Silver’s and the Hard Rock Cafe. Applebee’s also offers a 15 percent discount at selected locations.

2. Clothing

10 percent discounts are offered at Nautica and New York and Co. Fans of Old Navy know the company offers a discount on the first of every month. These discounts can also be used in conjunction with coupons and other methods of saving.

3. Auto Parts
5 to 10 percent is offered at Kragen Auto Parts. Advance Auto Parts offers active and retired military members 10 percent off. AutoZone offers military discounts as well.

4. Insurance

Depending on the state, Geico offers between 3 to 10 percent off automobile insurance. Liberty Mutual also offers car insurance discounts.

5. Home Improvement

Lowes and The Home Depot offer 10 percent discount at most locations. The government is also offering up to $1,500 in tax rebates for installing energy-efficient products. LongFenceandHome.com offers a discount to federal employees and military personnel on a wide variety of products and services.

6. Eyes

Group Health Eye Care offers a 20 percent discount on prescription eyeglasses or sunglasses. Additionally, there is a one-time offer of 20 percent on contact lenses.

7. Gyms

Washington Sports Club offers 33 percent discount on their monthly membership fee.

8. Travel

When planning a trip, Govarm.com is our recommended site for vacation and leisure services. However, some other respected government travel sites are: Club Quarters, Government Vacation Rewards, Holiday Inn Express, and La Quinta Inns and Suites.

9. Communication and Technology

Verizon offers a 20 percent discount on phones, calling plans and accessories. When looking for home computing software and hardware consult Dell. They offer at least 10 percent when purchasing their products. Do you prefer Macs? Apple has recently offered various discounts on iPods and computers.

10. Fedsave.com and RecGov.org

These are the top recommended sites for searching government discounts. Fedsave.com offers a subscription which includes a free monthly newsletter highlighting savings and special offers on everything discussed above.

Government discounts are abundant, but are often overlooked. With some quick research, you may find yourself saving a lot of money.

Importance Of Duality Concept In Or And Economic Importance Of The Duality Concept

This is MBA assignment question for MB0032 of SMU. The question is – Why Duality concept is important in OR? Describe the economic importance of the Duality concept.

The importance of duality concept is due to two main reasons:

a)If the primal contains a large number of constraints and a smaller number of variables, the labour of computation can be considerably reduced by converting it into the dual problem and then solving it.
b)The interpretation of the dual variable from the loss or economic point of view proves extremely useful in making future decisions in the activities being programmed.

Economic interpretation of duality:

The linear programming problem can be thought of as a resource allocation model in which the objective is to maximize revenue or profit subject to limited resources. Looking at the problem from this point of view, the associated dual problem offers interesting economic interpretations of the L.P resource allocation model.

We consider here a representation of the general primal and dual problems in which the primal takes the role of a resource allocation model.

From the above resource allocation model, the primal problem has n economic activities and m resources. The coefficient cj in the primal represents the profit per unit of activity j. Resource i, whose maximum availability is bj, is consumed at the rate aij units per unit of activity j.

Economic interpretation of dual variables:

For any pair of feasible primal and dual solutions, (Objective value in the maximization problem) d (Objective value in the minimization problem)

At the optimum, the relationship holds as a strict important.

This relationship implies that as long as the total return from all the activities is less than the worth of the resources, the corresponding primal and dual solutions are not optimal. Optimally is reached only when the resources have been exploited completely, which can happen only when the input equals the output (profit).

Economically the system is said to remain unstable (non optimal) when the input (worth of the resources) exceeds the output (return). Stability occurs only when the two quantities are equal. This is the most important aspect of economic importance of dual variables for MBA assignments.

Professional Corporations – Shareholder Limitations

The professional corporation is an entity classification used in many states for professional services. Classic examples include medical, legal and accounting practices. Professional corporations usually come with serious restrictions and the individuals who can be shareholders is often one of them.

Any article on professional corporations necessarily involves a lot of hedging with verbiage such as -usually-, -generally- and the like being used. The reason for this is these entities are controlled by state law and each state has its own requirements. For the purpose of this article, we are generally looking at California law.

By its very definition, a professional corporation is limited to the providing of professional services to clients. Given this, most people assume a certain level of skill when they attend the entity. For instance, a person going to Los Angeles Cardiology Medical Corporation generally assume they are being treated by licensed physicians who specialize in cardiology. In reflection of this, many states have instituted a public policy of restricting shareholders of professional corporations.

The classic restriction is to limit the class of shareholders to professionals in the particular field. For instance, the shareholders of a medical corporation could only be licensed physicians in the state. A non-licensed professional such as a management person could not be a shareholder.

This limitation seems fairly straightforward and simple, but it leads to odd situations. In California, for instance, what happens when a physician that owns a professional corporation passes away? Generally, the practice would pass to his spouse and heirs, but what if they are not licensed doctors? They cannot have an ownership position in the entity, so careful planning has to be undertaken to avoid serious problems. Selling the corporation will be difficult because there is no leverage in doing so and no guarantee the patients will stick with a new doctor that buys it. In the end, many entities in this situation are simply closed down. Fortunately, there are ways to plan for this financially by having the entity purchase life insurance that pays out on the passing of the sole shareholder.

The restrictions and requirements surrounding a professional corporation are extremely dependent upon the state one is in. What is required in California may be entirely different than what must be done in Oregon, New York or some other state. If you are considering forming one, it is highly advisable to speak with a business lawyer in your area who has experience dealing with them.

Richard A. Chapo forms medical and legal professional corporations for clients at SanDiegoBusinessLawFirm.com.

The Number One Health Economics Resource site on-line

Typically it is nearly impossible to find a reliable health economics webpage that lists tips, media reports and features thoughts and opinions. You’ll find a handful of weblogs available however , they have a tendency to post only their own individual content, writing articles every now and then. Some other web sites just provide you with web page links to other resources and document the news without having opinion. When you’re a health economist, health economics student, medical doctor or health provider it can be difficult to seek out an on-line learning resource that allows you to remain updated and current with what is happening in the world of market access and reimbursement. Health Economics Digest is known as THE internet site centered on health economics and outcomes research. They offer a consistent digest of trusted health economics headlines, congresses and courses of study. Additionally they will also put perspective on news reports and provide commentary concerning the meaning of the news to health economists, health technology assessment and pricing and reimbursement managers. The main thing Health Economics Digest does that is definitely different to every other health economics website is that it offers rich multi media content material for example video interviews, podcasts and infographics. Health Economics Digest delivers the best the internet and multi-media to the health economics field. They provide the news in Rss, PDF and HTML email format. Health Economics Digest also make use of social profiles where they chat and communicate together with fellow health outcomes executives. Not only do they document the news, in addition they make it. Health Economics Digest is news. What’s more ,Health Economics Digest can be fully understood by non-health economists, care givers, medical experts and payers. That is why health economists around the world are using health economics digest as their method of talking to payers and non-health economists. payors require assistance understanding health economics and pharma organizations must find methods to clearly articulate health economics to non-health economists or it will likely be challenging to achieve the reimbursement they are looking for, especially in todays economic climate. I recommend exploring the site, whats more; Health Economics Digest is controlled by health economists, for health economists, they offer essential up-to-date information on what you should know. In addition to news and current trends, additionally there is an e-commerce health economics book shop and offer health economics training programs and online learning bundles programs

Ensure that you get the most up to date health economics news on the web. b.

The Best Oklahoma City Car Insurance Policies

There are so many well-known and experienced insurance companies in all cities today. Most of the insurance companies offer insurance for automobiles along with home, life and other kinds of insurance cover. Insurance for automobiles is very important and if possible then insurance should be got at the time of purchasing of the new vehicle itself. Most of the automobile brands offer insurance policies for vehicles they sell but if someone wants to avail the best policy for his newly purchased vehicle then the best way is to compare the terms and services of the various auto insurance policies offered by the several insurance companies in town. This way one can learn of the best Oklahoma City car insurance policies in detail and then compare one policy with another to avail the best insurance cover.
Get all information about insurance company
The great thing about living in the current internet age is that one can avail all kinds of information at the tips of ones fingers. This is possible because of the wide and easy access to the internet. One can also compare the terms and services and also the policy details of three or more insurance companies. That is basically what is required when it comes to purchasing the best possible insurance cover for ones vehicle. When there is so much information that is so easily available then one should take the time and the effort to find the best policy and avail top class insurance cover for ones vehicle. This is what most people are doing today and it is helping them learn about the best services and service providers in town and availing the most tested and tried products and services.
Compare policies online
Insurance is something which has several indications to it and one should be prudent while buying insurance cover for ones home or vehicle. The best thing about living in the present age is that one can compare the terms of several insurance policies at the click of a button. This way one will not only garner a lot of information about the insurance policies but one will also learn much about auto insurance in general. There is a lot of information found on the Oklahoma City car insurance policies on the internet and if one reads up on some of this information before one shops for insurance cover for ones vehicle then one is better informed and in the position to take a better decision. Comparing polices from different companies is an absolute must if one wants to avail the best insurance cover.

The 6 Ws Of Target Marketing

As with any full color printing ad that you create, theres one thing that you should know when you plan- who is your target market?

Defining your target market means focusing on target clients that have the potential to become definite buyers of your product or service. They are the ones who have a need for your business. They are most likely small groups that have the same needs, wants, problems, issues, interests, and experiences.

When target marketing, not only do you customize your color printing to address the needs of your potential clients; it also allows you to limit your costs so you can work according to the resources available to you.

So who is your target market? In order to get those who would actually buy from you, you need to know the 6 Ws of target marketing:

Who?
Who would benefit most from your product or service? Who has the most potential to buy from you? Are they men or women? Does your product create excitement among the young generation or the much older ones? Is your target market family-men or are they single-working moms?

What?
What do these target clients want to buy? What are their interests? Are they easily keyed up everytime a new model of mobile phone comes out of the market? Are they a techy-kind of clients? What do they mostly purchase each year?

When?
When do they usually buy- when they have the money or when they need it? During sales or even on regular days? When do they shop? Do they enjoy wrestling with so many people during sales? Or they would rather buy after everyone has stopped the buying frenzy? Do they buy on impulse?

Where?
Where do they usually buy- at the local grocer or at the mall? Do they drive to out-of-the-way shops to get specialized items? Do they get excited when they see thrift shops or outlet stores? What about garage sales?

Why?
Why do your target clients want to buy? Because they need it or they buy it on a whim. Do they actually believe that your product or service is effective?

HoW?
How does your target market buy? In bulk? Are they interested more on single purchases? What about buying wholesale?

So who is your target market? They are the ones who satisfy the 6 Ws of your marketing campaign. For your next color printing
ad, understand your target market and create a marketing campaign that answers your target clients needs and wants. Not only would you be able to have an effective ad in your hands, but gain as many clients who you can benefit immensely in the process.

The 10 Laws of Companies And How Learn More

Learn Some Golden Rules in Starting a Farming Business

Farming have enticed people to like and be involved in the business. In the midst of our modern and technology world today, working with the earth has still its charm and appeal to be ventured into even if hard toil is involved.

There are a few important matters that you should understand first if you are planning to go into the farming business. Bear in mind that the world needs people to be in agriculture, and since it needs hard and long labor in the farming business, it is important to learn some golden rules to get your started in this business.

To watch out for debt is your first golden rule. We heard of several farms that ended up closing down because of debt financing. Be reminded that since you have to pay back regularly the money that you borrowed, you have to have a steady income if you are planning to borrow money just to start your business.

One concerning fact about newcomers in the farming industry is that it takes a long time to gain experience in order to have a profitable turn over in operation. Therefore, it is advisable that as much as possible, you focus first on improving your experience before borrowing money to avoid failure.

Yes you do need money for your capital in starting your farming business, like the cost of tools and equipment of tractors, industrial conveyors, and others. It is advisable that you take things slowly as far as spending your money, aim for a steady growth rather than a fast major one, and you will get a thriving business in the coming years.

To consider your market is another golden rule in farming business. Setting your place in the agriculture market should be your good reason in going into the farming business and not because of the simple notion that you like to grow corn or milk cows.

You have to plan out on who is going to buy your outputs, where you can sell it, and consider setting up an attractive price. You also have to find the means to transport your produce to your customers.

Considering that failure is a possibility, hear out your next golden rule which is to embrace failure. Nobody is exempted from making mistakes and thus failure should not give us fear, rather face it in whatever we do.

In farming, be ready to realize that you cannot depend on the weather to be fair whole year round, or your livestock not to contract any disease, or when a plague would turn up, but rather make these your lessons to improve your experience.

The Beginners Guide To Services (Getting Started 101)

Starting A Construction Business And Everything You Need To Know

It is fairly difficult to run and manage a construction business, even if it is just a small construction company. There are lots of ways and pitfalls to lose money however, if you know the basic steps, you can’t just make a living but also, be very wealthy in this industry too. Many of the successful commercial contractors have learned that there are things that you should do right at all times and some skills you should acquire or have to be able to make it in this competitive industry.

I’m going to summarize what it takes to be successful as you read this article.

Number 1. Hands-on experience – don’t start a construction contractor business unless you have gained at least 5 years of broad construction experience. The only exception here is that, if you are planning to specialize in one area only or otherwise called as a niche.

Niches can be extremely profitable however, they can change, go away or be replaced with new products, technology, society or industries. The best odds in attaining success in general contractor business is to get experience of doing everything. By having such experience, you can reap so many benefits from it like the fact that you can identify and employ individuals who are competent while firing the ones who are not, identify poor work product and evaluate good work results. Without a doubt, the most significant thing is that, it gives you the chance to make a smooth transition from being a technician to a manager.

Number 2. Outstanding accounting system – if you don’t have a good accounting system implemented, then expect if it fails sooner or later. By using an accounting system, it makes it possible for you to evaluate and review if you’re making money on a project basis. In this business or in any other field, just following your gut instinct can lead to unwanted results.

A sound accounting system can help you to identify things that you are doing right and not on every job as most contractors are paying little attention on their accounting. There is a fear that having proper accounting would only set the business owner up for bigger taxes thus, the cash received from the project and disbursed goes unreported just to avoid tax. This is no doubt a mistake done by various construction companies as every single penny spent on the job flies blind and you on the other end are losing money for sure.

Number 3. Proper budgeting – being in the construction business isn’t easy as you’ll require big budget to fund everything considering that several construction equipment, permits, licenses, insurance policies and so forth are quite expensive and time consuming to acquire.

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Jewelry – Getting Started & Next Steps

The Wonderful Advantages of Purchasing Jewelry that is Stainless Steel There are many people out there that love getting jewelry for themselves and you may be one of these people, too. There are all sorts of jewelry such as rings, necklaces, bracelets, anklets, you name it, there are a whole lot of other jewelry that you can name yourself. People have their own opinions about things and no one has the same liking as the other. If you are really into jewelry, you probably know that there are really expensive kinds of jewelry out there and you may also know that there are a lot of fake jewelry out there, too. These fake jewelry are not really stainless steel and therefor can not really be lasting. Let us now look at some of the benefits of purchasing stainless steel jewelry. When you buy stainless steel jewelry, you are sure that they will be with you for a very long while because they are very strong and they will not rust. If you have ever tried purchasing fake jewelry before, you know that it is not a really good quality and they can get broken really fast. It is actually cheaper to buy stainless steel jewelry than to buy fake jewelry because fake jewelry will break and you will have to buy another one which will cost you more money. If you buy fake jewelry, they will get rusty so fast and you will have to spend more money to get new ones. The next time you are tempted to purchase fake jewelry, just remember the benefit of buying stainless steel jewelry and you will change your mind. Another really good benefit that stainless steel jewelry can give you is that they are very, very pretty. If you compare a stainless steel jewelry to a fake jewelry, you will really see the big difference. The difference between fake jewelry and stainless steel jewelry is really big and if you are someone who can not really tell the difference, just ask someone who is really good with telling jewelry apart and they will tell you which is which. Stainless steel jewelry is actually not hard to tell if they are really stainless or not so it will be easy for you to know whether you are purchasing something worth while or something that is fake. These are the benefits of buying stainless steel jewelry; we hope that you have learned something today.What Research About Jewelry Can Teach You

Study: My Understanding of Options

Where To Start with Calls and More

How to Indicate a Spoof Call? A spoof call happens when the person who is calling will be able to choose which number will show up on the caller ID of the person he or she is calling, this will make the receiver of the call confused. You should know that there are a couple of companies that will offer caller ID spoofing services for a cheap price. It is hard to believe that there are actually companies that will help in changing your caller ID. But they also have other services being offered. They will usually have their services listed on their calling card. Other services like voice changing and call recording are their expertise. You have to purchase a SpoofCard Pin so that you can avail their services. After buying the card pin, you need to dial the number 866. You need to put the number that you are calling from. Do not forget to put the number that you want to contact plus the number that you want to be displayed on the caller ID. And after following all of those steps, the call will immediately be made. And you should know that the spoofed caller ID will be showing on the recipient’s phone. Spoofing your caller ID is legal in some countries and some countries do not allow it.. This is the reason why the service SpoofCard is not that expensive considering what it can do. The recipient will never be able to identify your real number, for sure. They can’t even see it on their phone bill, that’s how beat using the SpoofCard can be. You have to know that the phone calls are all recorded but you do not need to worry because it will be kept in private. You can relax because the services that was offered were all legal. This is good unless you use the spoof caller ID to cheat someone or misrepresent yourself because that will be a really huge issue. Never use it for fraud because it will be a really big problem, law enforcement will surely come for you if you do that. A lot of places do not allow call recording. You need to know that recording a call without telling the person that the call is being recorded will be illegal and you to jail for that kind of issue, be sure to follow and abide the law.
Doing Calls The Right Way
There is certain importance to using a spoofed caller ID, in some cases that a professional will not be in his office but he or she has to make a business call but he or she does not want the client to get a hold of his personal cell number, the professional can then use a spoof caller ID.What Almost No One Knows About Tips

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