How Can A Logistics Service Support Your Corporation

Lets face it, a sinking economy, soaring diesel prices & having to compete against manufacturers that are manufacturing in China means certain disaster for US manufacturers, unless they wake up and do something completely different.

Smart businesses comprehend that they need to do something completely different if they are going to remain competitive, or hope to survive this bloodbath.

Pay close attention to this pearl of wisdom from a very wise man. Einstein once uttered, the definition of insanity is to do the same thing over and over and expect a different result. To state it plainlyDoing business as usual is a sure fire way to find your corporation filing for bankruptcy protection in this recession.

What is a U.S. firm to do?

What if there was a way to grow revenues, boost cash flow, limit inefficiencies and reorganize your employee ability to where it could be better utilized, all without sacrificing quality, service or performance.

Impossible you say?

Believe it or not Fortune 500 companies have been stealthily taking advantage of this overlooked goldmine for decades. What is their secret?

The answer is to think Logistically.

Did you ever hear of the term logistics company?

Imagine if you will that you have a team of highly skilled transportation specialists ready to do what ever you asked. But you might be thinking, That is exactly what I have now.

I understand what you are saying, but pretend having that same skilled group but only having to pay them if they save you money on your freight and shipping expenditures In other words, if your transportation team did not find ways to cut costs that month– then you pay them absolutely nothing.

Now what does that do to your transportation cost equation? It presents a golden opportunity for your business. A 3pl is only paid on a percentage basis of the money saved for the month. Now you know why you can count on a 3pl to look out after your best interests.

How Much Money Could A Logistics Company Potentially Save Me?

Were you aware that the average company saves approximately 34% on their shipping costs after teaming up with a logistics firm?
Think for a moment how much you currently spend on truckloads & LTL freight. Maybe you are only spending $10,000 a year on LTL and truckload. By the end of the year that adds up to $120k spent on freight. What if you could recoup 34% of that and put $ 40,000 into your pocket? Dont forget that is only hard dollar savings so far. We have not even address the soft dollar savings from outsourcing personnel & cutting inefficiencies.

So tell me, what are you going to do with your windfall that comes from choosing to deal with a logistics company?

Pet Insurance Policies

Pet insurance pays the veterinary expenses if ones pet becomes sick or is hurt in an accident. The reason of pet insurance is to mitigate the risk of incurring major expense to care for sick or injured pets. As veterinary tablets are increasingly employing costly medical techniques and owners have higher hope for their pets health care. The market for pet insurance has improved.

Many pet owners think pet insurance is a difference of human health insurance; however, pet insurance is really a form of property insurance. As such, it reimburses the owner after the pet has expected care and the owner submits a claim to the insurance company. The owner regularly pays the amount due to the veterinarian and then sends in the claim type and receives repayment, several companies and policies bound according to their possess schedules of necessary and normal charges. For high bills, several veterinarians permit the owner to put off expense until the insurance claim is processed. Various insurers pay veterinarians honestly on behalf of customers.

Most pet insurance plans did not pay for preventative care or elective procedures. Recently, some companies are present routine-care coverage, sometimes called complete coverage. Dental care, recommendation drugs and other treatments, such as physiotherapy and acupuncture, are also enclosed by some providers.

There are two types of pet insurance policies: 1.Non-lifetime 2. Lifetime

The first covers buyers for mainly conditions suffered by their pet during the course of a policy year but, on regeneration in a following year, a state that has been claimed for will be excluded. If that state needs more treatment the pet owner will have to pay for that himself.

The second type covers a pet for current conditions during the pets lifetime so that, if a state is claimed for in the first year, it will not be barred in subsequent years.

Many pet insurance companies are starting to offer the pet owner more of a facility to modify their coverage by allowing them to decide their own level of deductible. This permits the pet owner to manage their monthly premium and decide the stage of coverage that suits them the best.

How To Get Medical Insurance For A Surrogate Mother

Getting surrogate insurance coverage, that is, medical insurance to cover the surrogate pregnancy, can be tricky. There are a few different options for obtaining practical surrogacy insurance, depending on the situation of the surrogate mother and intended parents.

First, if at all possible, plan to use the surrogate mother’s existing health insurance policy, probably thorough her employer or her husband’s. Most health insurance policies will cover a surrogate mother, as their own insured, while she is pregnant. It is frankly none of the insurance company’s business how she got pregnant!

But some insurance companies are going out of their way to prevent surrogate motherhood. Take a copy of the surrogate’s insurance benefits booklet to your surrogacy attorney to verify if you can use this policy.

If that doesn’t work, there are a few more ways to obtain surrogate insurance coverage. The easiest, and least expensive at this point is to purchase a regular individual plan from a local insurance agency. Watch, again, for exclusions with surrogate motherhood. Also, sometimes these plans come with a 6-12 month waiting period before they will pay for pregnancy.

It probably should be mentioned that the insurance policy an intended parent carries, most likely through their employment, will not cover the pregnancy of the surrogate mother, regardless of the fact that it is their biological child. The surrogate mother is not the insured party.

There are some surrogacy insurance policies specifically designed for surrogate mothers. These policies really only insure a worst case scenario event, cost thousands to purchase, and come with deductibles in the $5,000-10,000 range. Some intended parents choose to add this sort of policy onto an existing surrogate insurance coverage.

But what happens when a surrogate mother and her intended parents believe that they are covered, get pregnant, and then find out there was an error and her insurance company refuses to cover the pregnancy? Or what if she loses the coverage halfway through the surrogate pregnancy?

There are not too many private insurance companies out there willing to insure a preexisting condition, such as an already pregnant woman. (And if you find one, please let me know!) The options are few in this situation. The intended parents can either pay for the rest of the medical bills in cash, hopefully negotiating a better rate directly with hospitals and doctor’s offices, or they can purchase a discount medical card.

A discount medical card will save the intended parents some considerable money, but it is not the same as having actual surrogate insurance coverage. Still, it’s a terrific option for those in this sort of sticky situation, and can be obtained after the surrogate mother is already pregnant.

Home Insurance India – Protecting Your Home Against All Calamities

A home is considered as an investment for your entire lifetime. To protect your valuable investment requires a lot of money and time. It is vital to have a Home insurance in India to protect your home against many potential damages and natural calamity. If your home is not protected by insurance you might incur heavy losses if there is a theft, damage to the building or its contents. Home insurance provides coverage for all household properties including electrical appliances, valuable, jewellery, furniture, etc. Loss of jewellery and other valuables are covered by home insurance against burglary or snatching. Breakdown of domestic appliances are also insured against.

Home insurance provides insurance against buildings, its fixtures and fittings. It also includes renovation against fires or earthquakes. Insurance is provided against underground services beneath the building like sewer, drain, water, drain inspection covers and electricity cable. It is also possible to cover capital additions and improvements not beyond ten per cent of the insured amount. Tenant fixtures are also insured depending on exclusion on transfer of the right to occupy the house.

Home insurance excludes insurance on certain grounds. Loss or damage of property by war or violent activities is not protected by home insurance. If damage to insured property is caused by will or negligence, then home insurance will not pay for any damage. If articles of delicate nature are cut or scratched or broken then home insurance does not provide cover. Home insurance is responsible for providing insurance against legal liability of domestic help or other third parties. The type of objects covered will depend on the plan of home insurance selected.

Every small item in your home is precious in some or the other way and needs to be protected by home insurance. These objects are equally important to you as your family. Home insurance ensures the safety of your home and household property against theft or burglary, natural calamities or accidents. Several levels of protection are provided by insurance companies and you can choose a plan suitable to your needs. You can pay for the item you want to insure. So buy a home insurance policy and protect your home against major losses.

Before you buy a policy, you can also use a home insurance policy calculator and get an estimate of the cover you should buy. Also, watch out for discounts if you buy your contents and buildings assurance from the same provider. Do shop around, but also keep in mind that the cheapest cover may not be the best value, so be careful and make an informed choice!

How To Make Car Insurance More Affordable

A lot of people feel that car insurance is unnecessary and expensive. However, without car insurance you really never know what could go wrong with your car. If you own a comprehensive policy you at least have a financial backing for everything the car might need. Not having to be accountable for the expenses that your vehicle keeps spurting allows you to use your car without any worries. As for car insurance policies being expensive, you save a lot more money with car insurance than without it. Shelling out the money for damages to your car from your own pocket ends up being a lot more costly. These days there are several ways to make your car insurance a lot more affordable and your premiums much cheaper.

You can find much cheaper car insurance policies by just compare shopping online. By going through a lot of policies and weighing the pros and cons for each you can find a policy that suits your requirements the best and is still more affordable than any of others. No matter what you’re looking for, you can find the ideal car insurance for you and your family online. With the amount of options available you can find policies that seem to be tailor made to your needs. Online car insurance policies also come with deals and discounts sometimes, making your policy much cheaper.

Your driving habits make a big difference when your car insurance premiums are being calculated. If you have a clean driving record, you insurance provider will charge you much lesser for the policy than he would otherwise. Make sure you drive safe and take care of your car and your car insurance will be a lot more affordable.

When you apply for a car insurance policy make sure you look at what the insurance provider of your other policies is offering you. A lot of companies might give you a discount if you buy all your policies from them, and the discount makes your choice of car insurance very cheap. Look at all the options available and you’re bound to find a policy that suits your lifestyle and has everything you require.

Car insurance is very important in contemporary times. Without it you’re left very vulnerable to the costs of car damage or theft. Buy car insurance and choose to drive the safer way. A car insurance policy is a lot easier to find than you think! ________________________________________________________________________________________________________________

Pranav Sharma is an insurance agent based in Mumbai; Pranav assists individuals and corporates in purchasing the right Car Insurance online & often shares his insights about the general insurance industry on internet.

The Recent Retargeting Effort by Google Search companion marketing

Search retargeting, a part of the PPC that is pay per click campaign has now got an interesting twist to it which is being implemented by Google. The web marketing arena is having a buzz regarding all the changes that are going to take part due to it. The new search companion marketing is all about using the same old technology in a better way. The old ways of search retargeting still remain but now you can access the whole Display Network of Google by way of the search retargeting.

The basics of search retargeting: It is an incredible and brilliant tool that is capable of utilizing all the recent search queries that can trigger the targeted advertisements on the web sites that have been subsequently visited. For example if you search for -cheap health insurances- on Google, you will find a number of advertisements for health insurances on those sites that you visit frequently. This is what you call search retargeting.

You need a good search engine optimization New York company to handle all your marketing needs with the changing scenario to keep up with the competition. If you are an advertiser, search companion marketing will help to maximize the relevant traffic that comes from every search effort that is paid. This applies to all the present and past terms for search keywords. For a business this means you will be having a bigger audience, better leads, and better conversion rates that you could hardly get from search retargeting traditionally.

Apart from all these, the search companion allows display of ads on various sites like About.com, Gmail or even CNN. But, this is restricted to users who have in the past searched for at least one or otherwise more of the target keywords.

It can definitely be concluded that the time has finally arrived where there is a fresh way of developing and deploying search retargeting programs. Google is also making these programs cost effective so that more and more advertisers can take the benefit of it. The internet has now become a better field to compete with your competitors in business.

Importance Of Medical Tests Before Buying Medical Insurance

A commonplace advertisement from insurance companies is ‘no medical tests required to purchase an insurance policy’. People are attracted to the convenience of no-test policy compared to the one that requires all medical tests. But is it really right to purchase a policy without knowing your health condition?

Every individual going to buy an insurance policy whether health or life insurance needs to undergo medical tests as prescribed and should be aware of his health condition. This article discusses the importance and reasons for getting an insurance policy after taking medical tests appropriately.

Premiums are based on health condition
The premiums of an insurance policy (health or life) are charged based on the individual’s health condition. You need to make a declaration about your health condition in policy application form and the insurer fixes a premium rate on the basis of your discloser.

For understanding this clearly, lets take an example of two persons. Of them, one has high sugar levels and the other person has normal sugar levels. If both take insurance policy from a company that does not require medical tests then both will be charged same premium. But in reality, the premiums for normal persons should be less than the premiums of others with health issues.

The policies that require no-medical tests are:

Low value policies: Policies that do not consider health tests offer cover not more than Rs 5 lakh. So, if you are looking for a higher cover, that serves your life/health insurance needs, then you should take pure protection policy that requires you to undergo medical tests.

Prone to rejection easily: In most cases, the person who is taking insurance without a medical test may not be aware of his/her health condition. S/He may suffer from an illness and may not know about it till a medical test is conducted. In such a case, an insurer can reject the claim as these policies contain suppressed facts of your health condition with no proper underwriting. So, these kind of unintentional mistakes may simply deprive insurance cover even for those paying huge premiums.

Cover may be inadequate: If you get policies that require no medical tests, then you will also get the policy that has no appropriate insurance cover. It is like getting insured, but having no adequate insurance protection.

It is the actual responsibility of insurance company to determine the health condition of an insurance buyer. An insurance company simply cannot deny the claim as it is its responsibility to subject the policyholder to medical tests and then fix the premium.

Thus, a detailed medical examination that requires blood and urinalysis related tests, blood sugar, ECG, blood count, blood pressure, blood serum tests etc. will benefit you manifold. It provides your health condition report which tells you how fit you are. If you are suffering from any illness, get it cured before it ruins your health. Get complete medical record of your health before buying insurance policy.

Applied Medical Resources Corporation – Strategic Swot Analysis Review

Applied Medical Resources Corporation (Applied Medical) is engaged in the development, manufacture and marketing of medical devices for Minimally Invasive Surgery, Cardiac, Vascular, Colorectal Surgery, OB-GYN Surgery, Urology and General Surgery. The company has a wide portfolio of over 25 technologies and more than 700 products. Its product portfolio consists of atraumatic occlusion systems, stealth inserts, clot management products, over-the-wire catheters and many others. The company markets its products throughout the world, including Africa, the Middle East, Asia, America and Europe regions via its network of international distributors. Applied Medical is headquartered in California, the US.
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Applied Medical Resources Corporation Key Recent Developments

Jun 08, 2011: Covidien Files Counterclaims Against Applied Medical
May 23, 2011: Applied Medical Sues Covidien, Asserting Recently Issued Universal Seal Trocar Patent
May 26, 2010: Ethicon Endo-Surgery Settles Agreement With Applied Medical
Mar 22, 2010: Covidien Prevails In Patent Litigation Against Applied Medical

GlobalDatas Applied Medical Resources Corporation – Strategic SWOT Analysis Review provides a comprehensive insight into the companys history, corporate strategy, business structure and operations. The report contains a detailed SWOT analysis, information on the companys key employees, key competitors and major products and services.

This up-to-the-minute company report will help you to formulate strategies to drive your business by enabling you to understand your partners, customers and competitors better.

Scope

– Business description A detailed description of the companys operations and business divisions.
– Corporate strategy GlobalDatas summarization of the companys business strategy.
– SWOT analysis A detailed analysis of the companys strengths, weakness, opportunities and threats.
– Company history Progression of key events associated with the company.
– Major products and services A list of major products, services and brands of the company.
– Key competitors A list of key competitors to the company.
– Key employees A list of the key executives of the company.
– Executive biographies A brief summary of the executives employment history.
– Key operational heads A list of personnel heading key departments/functions.
– Important locations and subsidiaries A list of key locations and subsidiaries of the company, including contact details.

Note: Some sections may be missing if data is unavailable for the company.

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Todays Digital Marketing Epitome

An indisputable fact states that companies are indulging significant budgets on the digital marketing front. This means that out of an organizations total marketing budget, approximately one quarter is set aside for heavy digital marketing, resulting in a sudden shift of boom in the digital marketplace.

Digital Success Mantra:
To conduct a successful digital marketing stunt, the company is required to take part in both online and offline marketing, in order to be able to fully engage customers as well as prospects. The craze of digital marketing has evidently hit its peak, as marketers have begun to compete and allot hoards of time to reinvent their digital marketing strategy and up their stature a few notches higher as compared to their counterparts.

Slowly but surely space is moving to digital facade, as there is a plethora of aspects to embrace. Some of the vital ones include:

1)Database marketing
2)Advertising
3)Email marketers
4)Mobile marketing venders, etc.

The underlying fact is that there is no one solution. A company that enters the digital marketing forum is required to adopt a holistic approach rather than a narrowed down one.

Content Marketing Paradigm:
Another major growth noted is on the front of content marketing. With the hike in the number of customers consuming more content than ever before, companies are resorting to new approaches to introduce content marketing in their innovative and improved marketing module. Some of the platforms that have gained popularity on behalf of the customers include:

1)Social Media
2)Videos
3)Mobile Proliferating, etc.

The onset of content marketing and its new found reputation has opened the eyes of marketers who now have realized the need for much more content, more often and in many different places. Some of the other prosperous sources include:

1)Paid Search Advertising (PPC)
2)Social Media Marketing (SMM)

Digital Marketing Landscape:
While digital marketing landscape is indeed a scary place for many companies, the open line of communication and access marks a boon for the marketing platform altogether. In other words, digital media is the ideal form of marketing, nevertheless, the most difficult to get right. It is crucial for you as a company to grab every opportunity and clinch the fast- moving medium right away.

Conclusion:
Today, technology is the heart of marketing and the perfect way to strike the right algorithm of success. Build your brand value by being a part of this trend and let digital marketing take over your promotion spectrum. An added benefit that is not known to many is that the value of digital marketing is tangible through brand valuation. If you are a company thats looking to introduce digital marketing, make sure to approach the experts.

For example:
If you are a Mumbai-based company, just log on to the internet and punch in the keywords digital marketing agency in Mumbai. A list of the best available options will appear, make your choice but make it smart!

Multi National Corporations Disected

MNCs

An Enterprise, which allocates company resources without regards to national frontiers, but is nationally based in terms of ownership and top management. It comprise of three words multi, national and corporations. These words together means that corporations which have established their offices to increase the interaction either by their own efforts or by collaborations with other companies. Thus Multinational represents highest level of overseas involvement and is characterized by global strategy of investment, production and distribution. MNCs are enterprise which owns or controls production or service facilities outside their home country.

Classification of MNC by behavior

1.Ethnocentric: These are the type of MNCs which have strong orientation towards home country. This means that home country people are considered as superior and allocated all key posts.
2.Polycentric: Just opposite to Ethnocentric polycentric type of MNCs has strong orientation towards host country where few key people are nationals and remaining are from the host country.
3.Regiocentric and Geocentric: These MNCs have their concentration in whole world and they make selection for best employees whether they are from host country or home country it does not matter.

Characteristics of MNCs

1.Single Managerial Authority control
2.Worldwide Integration, better profitability
3.Global Perspective
4.Close Coordination in parents & affiliates
5.Worldwide Market

Benefits of MNCs

1.Training of domestic manpower
2.Increase pace of economic development
3.Promote better products at lower costs
4.Employment to labour
5.Increase in production, GDP, exports
6.Increase in Governments revenues

Criticism of MNCs

1.Increase gap between rich & poor countries
2.Misallocate & misuse scarce natural resources
3.Home country loses jobs when MNC overseas
4.Employ transfer pricing
5.Aggravate Unemployment in developing countries
6.Competition from MNCs local Industry

Entry Strategies used by MNCs

1.Exporting
2.Licencing
3.Joint Ventures
4.Manufacturing
5.Contract Management / Turnkey Projects

Arguments in support of MNCs in India

1.Change in Perception
2.Economic Arguments
3.Technology Transfers
4.Foreign Investment vs. Borrowing

Benefits of Indian Liberalization to MNCs

1.Positive steps taken by government
2.Effect of these steps

Direct Benefits to India of the increasing presence of MNCs

Increasing scope of professional Education
Increasing competition among states for FDI
Expanding Indias consuming class
India as a source of Inputs
Infrastructural gains

Criticism of MNCs in India

1.Inappropriate products launched by MNCs
2.Overshadowing Domestic Industry
3.MNCs and child labour
4.Workers Exploitation

MNCs and FUTURE

Leading Global Business intelligence and consultancy firms such as Giga, Forester Research and McKinsey & Co. have cited various reasons for the increase of offshore outsourcing by MNCs to India.

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